J.T. Keller & Associates LLC

About Us

Pre-Litigation Services

J.T. Keller & Associates continues to focus primarily on pre-litigation receivables. This is by far the most effective means of recovering accounts in a timely manner. We have designed these services to quickly and efficiently recover funds from accounts about to be referred to an attorney. The consumer receives an immediate demand for payment with intense follow-up, including investigative research through regulatory agencies, public record, etc. We also conduct asset searches to confirm property ownership and verify employment. Over 90% of the accounts that either have the ability to pay or borrow to resolve their debt in full have chosen to resolve their account in pre litigation in order to prevent extremely costly legal fees from being assessed to their balance and obtaining a negative public record.

A basic asset retention search is used to locate an individual or business entity. An asset search will typically reveal the consumer’s present and prior addresses, the consumer’s recorded real property holdings, any vehicles, boats or trailers registered to the debtor, the consumer’s licenses and registration, the consumer’s business affiliations and any bankruptcies, tax liens or judgments regarding the debtor. Creditors can also obtain bank information in order to better assess the individuals monetary value and to also to address the possibility of attaching those assets with a cost to benefit analysis.


Asset Retention Investigation

In order to validate all accounts as suit worthy we have an extensive search and investigation unit that will verify any and all assets related to the specific file. This search is used mainly to show the consumer that it is in their best interest to come to a voluntary resolution to prevent costly legal fees and possible court proceedings. Our specialist will help point out ways to resolve your account through means that you may not have known were available to you. In all cases, resolving an account on a voluntary basis is by far the least costly option available. Through different calculations we will determine an amount to resolve your account that is both acceptable to the client as well as the consumer.



  • First & Third Party Collections
  • Compliance Assessment
  • Debt Portfolio Evaluation
  • Credit Counseling
  • Debt Consolidation
  • Receivables Management
  • Auditing and Screening
  • Legal Assessment

Consumer Care


Managing and exceeding expectations by providing exceptional services while reducing costs is a real challenge for companies worldwide. In a competitive global market we strive to:

1. Provide prompt service to all our client's needs and requests.
2. Ensure security of Customer data and information.
3. Manage customer service costs and expectations.
4. Improve customer retention
5. Provide new and innovative options to the customer.
6. Collect and utilize feedback provided.
7. Constantly search for updates in technology and training

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